:root{--navy:#12365C;--ocean:#136293;--sky:#2AA3E0;--mist:#EDF4F9;--ink:#0D2238;--line:#CBDDEA;--g:linear-gradient(180deg,#0A6AA8,#12365C)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;font:17px/1.65 "Avenir Next","Segoe UI",system-ui,-apple-system,sans-serif;color:var(--ink);background:#fff}
html[lang=de] .en,html[lang=en] .de{display:none!important}
a{color:var(--ocean)}
:focus-visible{outline:3px solid var(--sky);outline-offset:3px}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}

header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;gap:28px;min-height:76px;flex-wrap:wrap}
.brand img{display:block;height:56px;width:auto}
nav{display:flex;gap:22px;margin-left:auto;flex-wrap:wrap}
nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem;padding:4px 0;border-bottom:2px solid transparent}
nav a:hover{border-color:var(--sky)}
.lang{display:flex;border:1px solid var(--line);border-radius:4px;overflow:hidden}
.lang button{font:inherit;font-size:.85rem;font-weight:700;border:0;background:#fff;color:var(--navy);padding:5px 11px;cursor:pointer}
.lang button[aria-pressed=true]{background:var(--navy);color:#fff}

.hero{padding:clamp(48px,8vw,104px) 0 clamp(56px,8vw,96px)}
.hero .wrap{display:grid;grid-template-columns:1.15fr 1fr;gap:48px;align-items:center}
h1{font-size:clamp(2.2rem,5.4vw,4rem);line-height:1.06;margin:0 0 20px;color:var(--navy);letter-spacing:-.02em}
.hero p{font-size:1.25rem;max-width:34ch;margin:0 0 28px}
.btn{display:inline-block;background:var(--g);color:#fff;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:4px}
.btn:hover{filter:brightness(1.15)}
.px{width:100%;height:auto;max-width:460px;justify-self:end}
.px rect{opacity:0;animation:in .5s ease forwards}
.px rect:nth-child(1){animation-delay:.1s}.px rect:nth-child(2){animation-delay:.35s}.px rect:nth-child(3){animation-delay:.6s}.px rect:nth-child(4){animation-delay:.85s}.px rect:nth-child(5){animation-delay:1.3s}
@keyframes in{from{opacity:0;transform:scale(.7)}to{opacity:1;transform:none}}

.band{padding:clamp(56px,8vw,104px) 0}
.band:nth-of-type(even){background:var(--mist)}
.band .wrap{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(32px,6vw,80px);align-items:start}
h2{font-size:clamp(1.9rem,3.6vw,2.7rem);line-height:1.12;margin:0 0 14px;color:var(--navy);display:flex;align-items:center;gap:.4em}
h2::before{content:"";flex:none;width:.6em;height:.6em;background:var(--g);border-radius:2px}
.lead{font-size:1.3rem;line-height:1.4;font-weight:600;margin:0 0 14px;color:var(--ocean)}
.band p{max-width:54ch}
.flat{font-size:1.6rem;font-weight:700;color:var(--navy);margin:22px 0 0}
.facts{list-style:none;margin:0;padding:0;border-bottom:1px solid var(--line)}
.facts li{padding:14px 0 14px 34px;border-top:1px solid var(--line);position:relative;font-weight:600}
.facts li::before{content:"";position:absolute;left:4px;top:1.15em;width:14px;height:14px;background:var(--g);border-radius:2px}
.facts small{display:block;font-weight:400;color:#41586d;font-size:.95rem}
.where{margin-top:22px;font-size:.98rem}

footer{background:var(--navy);color:#fff;padding:64px 0 28px}
footer a{color:#fff}
footer h2{color:#fff}
footer h2::before{background:var(--sky)}
.mail{font-size:clamp(1.3rem,3vw,2rem);font-weight:700;text-decoration:none;border-bottom:3px solid var(--sky)}
.legal-nav{display:flex;gap:24px;flex-wrap:wrap;margin-top:56px;padding-top:20px;border-top:1px solid rgba(255,255,255,.25);font-size:.92rem}
.legal-nav span{margin-left:auto;opacity:.75}

main.legal{padding:56px 0 80px;max-width:760px}
main.legal h1{font-size:clamp(2rem,4vw,2.8rem)}
main.legal h2{font-size:1.25rem;margin:36px 0 8px;display:block}
main.legal h2::before{display:none}
.ph{background:#FFF3BF;padding:0 4px;border-radius:2px}

@media(max-width:820px){.hero .wrap,.band .wrap{grid-template-columns:1fr}.px{justify-self:start;max-width:300px}nav{margin-left:0;order:3;width:100%;gap:16px}.lang{margin-left:auto}.legal-nav span{margin-left:0;width:100%}}
@media(prefers-reduced-motion:reduce){.px rect{animation:none;opacity:1}html{scroll-behavior:auto}}

.stamp{width:100%;height:auto;max-width:440px;justify-self:end;transform:rotate(-7deg)}
.note{font-weight:600;color:var(--ocean)}
main.legal h3{font-size:1.3rem;margin:36px 0 8px;color:var(--navy)}
main.legal h4{font-size:1.08rem;margin:24px 0 6px;color:var(--navy)}
main.legal h5{font-size:1rem;margin:24px 0 6px}
main.legal hr{border:0;border-top:1px solid var(--line);margin:32px 0}
main.legal{max-width:860px}
@media(max-width:820px){.stamp{justify-self:start;max-width:300px}}